{"id":5256,"date":"2024-09-18T09:36:51","date_gmt":"2024-09-18T07:36:51","guid":{"rendered":"http:\/\/exmare.world\/?page_id=5256"},"modified":"2025-03-13T15:17:36","modified_gmt":"2025-03-13T14:17:36","slug":"insurance","status":"publish","type":"page","link":"https:\/\/exmare.world\/en\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5256\" class=\"elementor elementor-5256\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14f8e3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14f8e3e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8638a7d\" data-id=\"8638a7d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f3653a elementor-widget elementor-widget-transflash_elementor_heading\" data-id=\"7f3653a\" data-element_type=\"widget\" data-widget_type=\"transflash_elementor_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t    <div class=\"ova-heading\">\n\t\t \t   <h2 class=\"title\">\t\t\t\t\t\t\t\t\t\t\tAssurance\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t    <\/div>\n\n         \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-cd9d9e4 e-flex e-con-boxed e-con e-parent\" data-id=\"cd9d9e4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d2a6787 e-con-full e-flex e-con e-child\" data-id=\"d2a6787\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d356ab2 elementor-widget elementor-widget-heading\" data-id=\"d356ab2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 08-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Pourquoi Assurer Ses marchandises?<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12804a0 elementor-widget elementor-widget-text-editor\" data-id=\"12804a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 08-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tA votre demande vos marchandises pourront \u00eatre couvertes de bout en bout, depuis d\u00e9part usine, jusqu\u2019\u00e0 livraison finale ou rendu d\u00e9charg\u00e9 au port de destination. Quel que soit le mode de transport, les marchandises sont expos\u00e9es \u00e0 de nombreux risques (accidents, vols, dommages&#8230;) en plus des risques inh\u00e9rents aux op\u00e9rations li\u00e9es au transport, comme les chargements et d\u00e9chargements, la manutention et le stockage. <br>Ces risques peuvent\u00a0entra\u00eener des retards dans la cha\u00eene d&rsquo;approvisionnement et des pertes financi\u00e8res cons\u00e9quentes\u00a0pour les entreprises.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f283948 e-flex e-con-boxed e-con e-parent\" data-id=\"f283948\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3849ba2 e-grid e-con-boxed e-con e-child\" data-id=\"3849ba2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41c07e4 elementor-widget elementor-widget-text-editor\" data-id=\"41c07e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"text-align: var(--text-align); color: var(--text); font-family: var(--primary-font); font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">C\u2019est la raison pour laquelle nous vous recommandons la souscription d\u2019une assurance Ad Valorem qui offre une indemnisation totale tenant compte de la valeur de vos marchandises ainsi proc\u00e9dure simple et rapide !<\/span><\/strong><\/p>\n<p><strong><span style=\"text-align: var(--text-align); color: var(--text); font-family: var(--primary-font); font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">&nbsp;<\/span><\/strong><span style=\"text-align: var(--text-align); color: var(--text); font-family: var(--primary-font); font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">Cette derni\u00e8re, adaptable \u00e0 vos besoins et \u00e0 la nature de vos marchandises, pr\u00e9sente de nombreux int\u00e9r\u00eats.<\/span><\/p>\n<p><strong>EXMARE est votre mandataire, nous vous conseillons, n\u00e9gocions les meilleures conditions et d\u00e9fendons vos int\u00e9r\u00eats en cas d\u2019avaries<\/strong> (d\u00e9marches, r\u00e9serves, constitution du dossier, expertise\u2026)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52e6186 elementor-widget elementor-widget-image\" data-id=\"52e6186\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 08-05-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"439\" src=\"https:\/\/exmare.world\/wp-content\/uploads\/2024\/09\/cargo2-1024x562.png\" class=\"attachment-large size-large wp-image-5262\" alt=\"\" srcset=\"https:\/\/exmare.world\/wp-content\/uploads\/2024\/09\/cargo2-1024x562.png 1024w, https:\/\/exmare.world\/wp-content\/uploads\/2024\/09\/cargo2-300x165.png 300w, https:\/\/exmare.world\/wp-content\/uploads\/2024\/09\/cargo2-768x421.png 768w, https:\/\/exmare.world\/wp-content\/uploads\/2024\/09\/cargo2.png 1488w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd86ad6 e-flex e-con-boxed e-con e-parent\" data-id=\"bd86ad6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70f8c3b elementor-widget elementor-widget-toggle\" data-id=\"70f8c3b\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-toggle{text-align:start}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d5d8dc;display:none}@media (max-width:700px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-toggle\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h2 id=\"elementor-tab-title-1181\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-1181\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\">\n\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\">\n\t\t\t\t\t\t\t\t\t<svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"ova-toggle-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ova-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">\n\t\t\t\t\t\t\t\tUNE PROTECTION TOUT AU LONG DE LA CHAINE DE TRANSPORT\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1181\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1181\">\n\t\t\t\t\t\tL\u2019assurance ad valorem peut couvrir votre marchandise de bout en bout en\u00a0bout de la cha\u00eene de transport (depuis d\u00e9part usine jusqu\u2019\u00e0 la livraison finale)\u00a0ce, quels que soient les modes de transport utilis\u00e9s : maritime, a\u00e9rien, terrestre,\nfluvial.<br>\n\n<span style=\"color: var(--text); font-family: var(--primary-font); font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">UN CERTIFICAT D\u2019ASSURANCE UNIQUE VOUS SERA DELIVRE POUR CES\u00a0<\/span><span style=\"color: var(--text); font-family: var(--primary-font); font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">TRANSPORTS.<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h2 id=\"elementor-tab-title-1182\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-1182\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\">\n\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\">\n\t\t\t\t\t\t\t\t\t<svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"ova-toggle-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ova-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">\n\t\t\t\t\t\t\t\tUN COMPLEMENT CONTRE LES LIMITES DE RESPONSABILITE MISES EN PLACE PAR LES CONVENTIONS INTERNATIONALES\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1182\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1182\">\n\t\t\t\t\t\t<p>Il est faux de penser qu\u2019en cas de sinistre, l\u2019assurance responsabilit\u00e9 de votre\u00a0transporteur suffira \u00e0 couvrir la totalit\u00e9 de vos dommages. En effet, et uniquement si la responsabilit\u00e9 du transporteur est engag\u00e9e et prouv\u00e9e, vous recevrez une indemnit\u00e9 forfaitaire dont le montant est fix\u00e9 dans les conventions\u00a0internationales et qui correspond le plus souvent \u00e0 une somme inf\u00e9rieure au\u00a0dommage r\u00e9ellement subi.<\/p><p><span style=\"color: var(--text); font-family: var(--primary-font); font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">Ex : &#8211; La convention de Bruxelles au transport maritime pr\u00e9voit une indemnisation de 2 DTS par kg ou de 666 DTS par colis (1 DTS vaut environs 1.112840 \u20ac en Janvier 2010).<\/span><\/p><ul><li>Pour le transport a\u00e9rien, sauf d\u00e9claration de valeur ou faute inexcusable : 16.5837 DTS par kg selon la convention de Varsovie et 17 DTS dans la convention de Montr\u00e9al.<\/li><li>Pour le transport routier international (CMR), sauf d\u00e9claration de valeur ou d\u2019int\u00e9r\u00eat sp\u00e9cial \u00e0 la livraison, dol ou faute lourde du transporteur, l(indemnit\u00e9 est limit\u00e9e \u00e0 8.33 DTS par kg de poids brut manquant ou avari\u00e9.<\/li><\/ul><p>Vous pouvez nous consulter pour conna\u00eetre les autres limitations de responsabilit\u00e9 et disposer d\u2019informations compl\u00e9mentaires.<\/p><p>En outre si la responsabilit\u00e9 du transporteur n\u2019est pas engag\u00e9e, vous ne recevrez aucune indemnit\u00e9.<\/p><p>AU CONTRAIRE, L\u2019ASSURANCE AD VALOREM VOUS INDEMNISE SUR LA\u00a0BASE D\u2019ASSURANCE QUE VOUS AVEZ CHOISIE.<\/p><p>Ex : Si vous avez assur\u00e9 vos marchandise sur une base co\u00fbt et fret + 10%, vous serez indemnis\u00e9 sur la m\u00eame base.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h2 id=\"elementor-tab-title-1183\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-1183\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\">\n\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\">\n\t\t\t\t\t\t\t\t\t<svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"ova-toggle-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ova-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">\n\t\t\t\t\t\t\t\tUNE PROTECTION EN CAS D\u2019AVARIE COMMUNE\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1183\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1183\">\n\t\t\t\t\t\tSouvent m\u00e9connue, l\u2019avarie peut avoir de graves cons\u00e9quences p\u00e9cuniaires. Il y a Avarie Commune lorsque, pour \u00e9chapper \u00e0 un danger mena\u00e7ant, un commandant est conduit \u00e0 sacrifier une partie des marchandises \u00e0 bord (ex : incendie, \u00e9chouement\u2026). <br>Dans ce cas, toutes les personnes ayant des marchandises sur ce navire doivent participer aux d\u00e9penses, proportionnellement aux valeurs sauv\u00e9es.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h2 id=\"elementor-tab-title-1184\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-1184\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\">\n\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\">\n\t\t\t\t\t\t\t\t\t<svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"ova-toggle-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ova-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">\n\t\t\t\t\t\t\t\tUNE PROTECTION EN CAS DE SINISTRE\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1184\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1184\">\n\t\t\t\t\t\t<p>En cas de sinistre, il est souvent difficile et co\u00fbteux de trouver le responsable des dommages dans l\u2019ensemble de la cha\u00eene de transport. Les r\u00e8glements amiables sont tr\u00e8s rares et souvent d\u00e9risoires.<\/p><p>SI VOTRE MARCHANDISE EST ASSUREE \u00ab TOUS RISQUES \u00bb, VOUS SEREZ\u00a0DIRECTEMENT INDEMNISES DE VOS DOMMAGES.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h2 id=\"elementor-tab-title-1185\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-1185\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\">\n\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\">\n\t\t\t\t\t\t\t\t\t<svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"ova-toggle-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ova-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">\n\t\t\t\t\t\t\t\tRAPPEL SUR LES PRINCIPALES CONDITIONS FRANCAISES D\u2019ASSURANCE\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1185\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1185\">\n\t\t\t\t\t\t<p><strong>Assurance \u00ab FAP SAUF \u00bb\u00a0<\/strong>Franc d\u2019avaries particuli\u00e8res sauf dans les cas\u00a0suivants :<\/p><p>Sont aux risques des Assureurs, les avaries et pertes subies par les marchandises uniquement si elle sont cons\u00e9cutives \u00e0 l\u2019un des \u00e9v\u00e8nements majeurs suivants : naufrage, \u00e9chouement, abordage, heurt du navire contre un corps\u00a0mobile ou flottant, voie d\u2019eau, chute du colis au cours des op\u00e9rations de manutention, d\u00e9raillement, renversement ou bris du v\u00e9hicule terrestre, inondation, raz de mar\u00e9e, \u00e9ruption, cyclone, incendie, explosion. Les assureurs remboursent aussi les contributions d\u2019avarie commune.<\/p><p><strong>Assurance \u00ab TOUS RISQUES \u00bb<\/strong><\/p><p><strong>\u00a0<\/strong>Cette garantie couvre les risques ci-dessus plus les avaries et pertes subies par la marchandise pendant le transport : temp\u00eate, d\u00e9sarrimage, mouille, salissure, bu\u00e9e de cale, casse, avaries de manutention, vol par effraction, chute \u00e0 la mer.<br \/>Les vols ou manquants totaux ou partiels, sont pris en charge par les Assureurs \u00e0\u00a0conditions qu\u2019il y ait pr\u00e9sentation de documents attestant la non livraison ou qu\u2019il\u00a0y ait effraction.<\/p><p><strong>Exclusions<\/strong><\/p><p><strong>\u00a0<\/strong>Ne sont pas garantis, sauf convention sp\u00e9ciales, les avaries et pertes cons\u00e9cutives au vice propre de la marchandise, l\u2019influence de la temp\u00e9rature, les pertes de poids non accidentelle (freinte), l\u2019insuffisance de l\u2019emballage, les retards et pertes de change ou de march\u00e9, les faute intensionnelles ou inexcusables de l\u2019Assur\u00e9 ou de ses ayant droits, la guerre, les saisies, la contamination nucl\u00e9aire, la piraterie politique, les \u00e9meutes et gr\u00e8ves (S.R.C.C).<\/p><p><strong>Risques de Guerre<\/strong><\/p><p>La garantie risques de guerre maritime \u00ab waterborne \u00bb joue quand les marchandises quittent le quai de chargement et cesse quand elles touchent le quai de d\u00e9chargement. Le taux de base actuel est de 0.032% sauf pour les zones dangereuses ou zones de guerre, et dans ce cas les taux varient au jour le jour en fonction des \u00e9v\u00e8nements. Il existe \u00e9galement une garantie \u00ab \u00e9tendue \u00bb qui couvre les marchandises quelque soit le mode de transport.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0161ce e-flex e-con-boxed e-con e-parent\" data-id=\"a0161ce\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5e8dbd elementor-widget elementor-widget-spacer\" data-id=\"e5e8dbd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 08-05-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Assurance Pourquoi Assurer Ses marchandises? A votre demande vos marchandises pourront \u00eatre couvertes de bout en bout, depuis d\u00e9part usine, jusqu\u2019\u00e0 livraison finale ou rendu d\u00e9charg\u00e9 au port de destination. Quel que soit le mode de transport, les marchandises sont expos\u00e9es \u00e0 de nombreux risques (accidents, vols, dommages&#8230;) en plus des risques inh\u00e9rents aux op\u00e9rations [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Exmare | Assurance fret international \u00e0 Lyon<\/title>\n<meta name=\"description\" content=\"Exmare vous accompagne pour assurer vos marchandises lors de vos op\u00e9rations internationales avec des solutions d&#039;assurance adapt\u00e9es.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exmare.world\/en\/insurance\/\" \/>\n<meta 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